Bank of Wisconsin Dells : CDs/IRAs/HSAs

Personal

CDs/IRAs/HSAs

Certificates of Deposit (CD):

Earn higher than market rates on your dollar! We offer a variety of terms and features. Minimum deposits of $500.00, $1,000.00, $2,500.00, or $5,000.00 are required depending on product selected. The daily ledger balance is used to calculate interest. Early withdrawal penalties will apply. For further information contact a Personal Banker.

Individual Retirement Accounts (IRA)*:

Whether you are saving for retirement, nearing retirement or enjoying retirement, let the Bank of Wisconsin Dells help you create the right retirement strategy for your unique financial situation.

We offer both IRA savings accounts and various term CDs for your retirement investments.

IRA contributions for the previous year may be made until April 15th. Early withdrawal penalties will apply. For further information contact a Personal Banker.

Health Savings Account (HSA)*:

A HSA enables you to pay for current qualified health expenses as well as save for future qualified medical and retiree health expenses on a tax-free basis.

• $100.00 minimum balance required to open the account.

• $750.00 minimum daily balance to earn interest.

• Interest compounded monthly. Credited to your account on the last business day of the month. At our discretion we may change the rates. The interest rate and annual percentage yield may change. Account fees may reduce earnings. Accrued interest will be paid when the account is closed.

• $3.00 per month maintenance fee, waived with a $500.00 minimum daily balance.

• One-time $25.00 Administrative fee.

• Monthly statements.

*The Bank of Wisconsin Dells does not provide tax or legal advice. It is recommended that you seek the advice of your own tax and/or legal professional to ensure your compliance with applicable HSA regulations.

Click here for important information about procedures for opening or changing an account.