SAVINGS/CDs
Regular Savings Account:
Interest on this account is compounded quarterly and credited the last day of each quarter (end of February, May, August, and November). At our discretion, we may change the rates. The interest rate and annual percentage yield may change. Account fees may reduce earnings. Accrued interest will be paid when the account is closed.
• $100.00 minimum balance required to open the account.
• $1.00 monthly Maintenance Fee will be assessed if the minimum daily balance falls below $100.00 any day of the month.
• $.50 per withdrawal in excess of 3 per month. (includes automatic transfers)
• Monthly you may make only 6 transfers (automatic or preauthorized) and/or payment by debit card, ACH, draft, etc. payable to third parties. Account will be closed if transaction limitations are violated.
Certificates of Deposit:
Earn higher than market rates on your dollar! We offer a variety of terms and features. Minimum deposits of $500.00, $1,000.00, $2,500.00, or $5,000.00 are required depending on product selected. The daily ledger balance is used to calculated interest. Early withdrawal penalties will apply. For further information contact a Personal Banker.
Click here for important information about procedures for opening or changing an account.