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    Regular Business Account:  
     
    • Minimum of $100.00 to open the account.  
    • Service charges per statement cycle are:  
    - $3.00 maintenance fee  
    - $.15 per debit  
    - $.06 per transit item deposited  
    • Earnings credit per $100.00 average available balance over $2,000.00 
    •   CD with Imaged Statement $18.00 each 
     
    Small Business Checking Account:  
     
    This account is designed specifically for businesses that experience low transaction activity.  
    • Minimum of $100.00 to open the account.  
    • Service charges per statement cycle are:  
    - $3.00 maintenance fee (Maintaining a $1000.00 min. balance waives this fee)  
    - $.15 per debit over 40  
    - $.06 per transit item deposited over 150  
     
    Business NOW Account:  
     
    •   Unlimited check writing. 
    •   Interest will be compounded monthly, and credited on the last business day of the month, for each day your account balance was at least $750.00.  At our discretion we may change the rates. The interest rate and annual percentage yield may change. Account fees may reduce earnings. Accrued interest will be paid when the account is closed. 
    • Minimum of $1000.00 to open the account.  
    • Service charges per statement cycle are:  
    - $5.00 maintenance fee (Maintaining a $1000.00 min. balance waives this fee)  
    - $.15 per debit (Maintaining a $1000.00 min. balance waives this fee on the first 40 debits)  
    - $.06 per transit item deposited (Maintaining a $1000.00 min. balance waives this fee on the first   150 items)  
     
    Business Money Market Deposit Account: (MMDA)  
     
    •   Limited check writing.  
    • Monthly you may make only 6 transfers (automatic or preauthorized) and/or payment by check, debit card, ACH, draft, etc. payable to third parties.  
    • There is no limit for "in person" transactions.  
    • Penalty for violating the transaction limitations will result in the account being changed to a regular business account.  
    • Interest will be compounded monthly and credited to your account on the last business day of the month, for each day your balance was at least $750.00.  At our discretion we may change the rates. The interest rate and annual percentage yield may change. Account fees may reduce earnings. Accrued interest will be paid when the account is closed. 
    • Minimum of $1000.00 to open the account.  
    • Service charges per statement cycle are:  
    - $10.00 Maintenance Fee (Maintaining a $1,000.00 min. balance waives this fee) 
    - $.06 per transit item deposited over 50 
    - $5.00 per check, ACH or third party payment in excess of 3 per statement cycle regardless of balance.  
     
    Click here for important information about procedures for opening or changing an account. 
     


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